Our Restaurant Merchant Services specialize in deploying and providing the lowest cost merchant services to restaurants.  Opening a new restaurant is a major challenge, so we are keeping it simple, low cost and quick for you.

Discount rates are usually quoted with only the qualified rate by most processors. However, a educated merchant (which we want you to be), including most large merchant knows that the least expensive option is Interchange Plus pricing (read more..), at times known as the wholesale rate.  You can rest be assured that you will always receive the lowest rates regardless of when VISA/MC changes their nation-wide Interchange rates.

United Bank is also pleased to announce the first and only nationwide Free Equipment program option.  Every merchant, whether you have a new business, existing business or reprogram has the option to receive a new Hypercom or Nurit POS Terminal or the a Wireless Handheld terminal.  This is perfect for your healthcare practice and eliminates the need to wait 30 minutes to reprogram terminals in the field because every merchant, existing or new, gets this Free Terminal. The T4100/8320 are the latest generation of state-of-the-art POS terminals. The terminal has a built-in high-speed thermal printer, internal debit pin-pad, 14.4 modem, added memory, and is IP capable, smart card compatible and Visa PED compliant. 8320 terminal is the flagship of the Lipman line and was built to replace the Nurit 3020.   Your terminal is shipped by ground/air within 24 hours and with only an annual warrantee service fee of $79, you can count on having it problem free or replacement free.

  1. Apply online to qualify for a Merchant Account, select your choice for a Free Terminal program
  2. Terminal is shipped upon approval
  3. Power up the terminal and it's ready to go.
  4. Call Restaurant Technical Support if you still need help.

To qualify for Interchange Plus, you must apply online and submit the needed supporting documents in a timely manner..

 
 
Standard merchant over $5000 a month Industry Average   IC Plus Merchant Basic IC Plus With  Free Terminal
Setup Fee $100 - $500   FREE FREE
Application Fee $95-$185 Non-Refundable   FREE FREE
Programming Fee $50 - $295   FREE FREE
Customer Service Fee $10.00 - $15.00   FREE FREE
$10.00 - $15.000   FREE FREE
Transactions / Batch $0.22 - $0.35   +$0.10 +$0.10
Address Verification $0.05 - $0.10   N/A N/A
VISA/Mastercard Rate (Card Swipe Present) * 1.75% - 1.90%   Only + 0.3% (30 BPS) Only + 0.3% (30 BPS)
Amex & Discover standard rates Varies   Amex & DC will call you Amex & DC will call you
Service Fee with Statements $10.00 - $25.00   $10 a month $10 a month
Chargeback $15.00 - $25.00   $15 $15
Monthly Minimum $25   $25 Monthly Minimum. $25 Monthly Minimum.
Retail Terminal Option No   Use Own or Purchase FREE (Click for Details)
Virtual Internet Terminal Add On (Authorize.net) $15 - $295   Optional Optional
Annual Membership Fee $10.00 - $25.00   No No
Equipment Service Warrantee Plan Very Few   N/A $79 a year
Real-time Application Very Few   Direct to bank with instant approval or feedback Direct to bank with instant approval or feedback
Approval Strict   99.9% including Startups 99.9% including Startups
 
  *This special discount is an assistance program for the eCommunity and it's your gift!  
     
  Before You Begin Your Application:
Please make sure you have the following information available..
[ ] Business contact information (address, business phone number)
[ ] Owner/principal Names
[ ] US Business Federal Tax ID# (or SSN for Sole Proprietorship)
[ ] A check that tells you your routing & account number (for your sales deposit)
[ ] Provide an EMAIL address and you will receive a copy of your application. Check your email for status updates.

Leave the equipment blank if you do not know what to select. Technical Support will then contact you with some recommendations.
 
 

I Don't Need A Free Terminal

 Free Terminal Please

 
UBS Merchant Account Copyright (c) 2003. United Bank Services is a registered ISO/MSP of First National Bank of Omaha - Member FDIC