United Bank is pleased to announce the first and only nationwide Free Equipment program.  Every merchant, whether you are a new business, existing business or reprogram has the option to receive a new Hypercom T4100 ($395 value) or Nurit 8320 POS Terminal or the  the popular BlackBerry™ class RIM 850/950 Wireless Handheld™ ($495 value) .  Perfect for retails, restaurants or doctor's office; this development eliminates the need to wait 30 minutes to reprogram terminals in the field because every merchant, existing or new, gets a Free Terminal. The T4100/8320 are the latest generation of state-of-the-art POS terminals. The terminal has a built-in high-speed thermal printer, internal debit pin-pad, 14.4 modem, added memory, and is IP capable, smart card compatible and Visa PED compliant. 8320 terminal is the flagship of the Lipman line and was built to replace the Nurit 3020. The free T4100/8320 will also be equipped to support signature capture, check guarantee and gift card program.  Your terminal is shipped by ground/air within 24 hours and with only an annual warrantee service fee of $79, you can count on having it problem free or replacement free.  When you done using it or decide to cancel, just return it.

To qualify as a Retail - Cardholder, card, merchant and card-reading terminal must be present at the point of sale. Card must be swiped for authorization and the full, unaltered contents of the magnetic stripe must be transmitted.

 
 
Standard Retail under $20,000 a month Industry Average   Merchant Basic With  Free Terminal
Setup Fee $100 - $500   FREE FREE
Application Fee $95-$185 Non-Refundable   FREE FREE
Programming Fee $50 - $295   FREE FREE
Customer Service Fee $10.00 - $15.00   FREE FREE
Free eCheck program and collection service $10.00 - $15.00   FREE FREE
Transactions / Batch $0.22 - $0.35   $0.20 $0.20
Address Verification $0.05 - $0.10   N/A N/A
VISA/Mastercard Rate (Card Swipe Present) * 1.75% - 1.90%   Only 1.62% Only 1.62%
Amex & Discover Varies   Amex & DC will call you Amex & DC will call you
Service Fee with Statements $10.00 - $25.00   $10 a month $8 month Only
Chargeback $15.00 - $25.00   $15 $15
Monthly Minimum $25   NO Monthly Minimum.  $25 Monthly Minimum.
Retail Terminal Option No   Use Own or Purchase FREE (Click for Details)
Virtual Internet Terminal Add On (Authorize.net) $15 - $295   Optional Optional
Annual Membership Fee $10.00 - $25.00   $0 a year or $19.50 option ** No
Equipment Service Warrantee Plan Very Few   N/A $79 a year
Real-time Application Very Few   Direct to bank with instant approval or feedback Direct to bank with instant approval or feedback
Approval Strict   99.9% including Startups 99.9% including Startups
 
  *Special Bonus discount is an assistance program for the Internet Community and it's your gift!  
  ** Keeping it just as attractive for established high volume businesses, you can waive your annual membership fee if you promise to have $25 monthly minimum of transactions OR an annual membership is applicable. Apply online and make your choice.
See Rates and FAQ for comparison and details.
 
  Before You Begin Your Application:
Please make sure you have the following information available..
[ ] Business contact information (address, business phone number)
[ ] Owner/principal Names
[ ] US Business Federal Tax ID# (or SSN for Sole Proprietorship)
[ ] A check that tells you your routing & account number (for your sales deposit)
[ ] Provide an EMAIL address and you will receive a copy of your application. Check your email for status updates.

Leave the equipment blank if you do not know what to select. Technical Support will then contact you with some recommendations.
 
 

I Don't Need A Free Terminal

 Free Terminal Please

 
UBS Merchant Account Copyright (c) 2003. United Bank Services is a registered ISO/MSP of First National Bank of Omaha - Member FDIC