Our Healthcare Merchant Services specialize in deploying and providing you the PASSPORT to the lowest dentists, medical doctors, chiropractors, veterinariancost merchant services for medical doctors, dentists, labs and vision centers.  Starting a new medical practice is a huge challenge, so we are keeping it simple, low cost and quick for you.  In your private office, no pressure, you can analyze your benefits and apply online.

Discount rates are usually quoted with only the qualified rate by most processors. However, a educated merchant (which we want you to be), including most large merchant knows that the least expensive option is Interchange Plus pricing (read more..), at times known as the wholesale variable rate.  You can rest be assured that you will always receive the lowest rates regardless of when VISA/MC changes their nation-wide Interchange rates, so you can pass the savings to your patients.

Our terminals are also setup to accept Healthcare Provider cards if you are a Health Care / Patient Care provider as reported to the IRS or SIGIS IIAS approved. These cards are better known as Flexible Spending Account (FSA), Health Reimbursement Account (HRA) and Heath Saving Accounts (HSA) that automatically processes the claims for the patient to simplify the transaction for both physician and patient.  Per IRS regulations, there are several types of Health Care providers that are not required to have an IIAS system or 90% rule exemption. This includes doctor’s offices, hospitals, dentists, medical labs, vision centers and others because the services you offer are strictly health care related.

Merchant Category Codes (MCC) and Descriptions

  • 4119 Ambulance Services
  • 5047 Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies
  • 5975 Hearing Aids-Sales, Service, Supply Stores
  • 5976 Orthopedic Goods-Artificial Limb Stores
  • 7277 Debt, Marriage, Personal-Counseling Service
  • 8011 Doctors-not elsewhere classified
  • 8021 Dentists, Orthodontists
  • 8031 Osteopathic Physicians
  • 8041 Chiropractors
  • 8042 Optometrists, Ophthalmologists
  • 8043 Opticians, Optical Goods, and Eyeglasses
  • 8049 Chiropodists, Podiatrists
  • 8050 Nursing and Personal Care Facilities
  • 8062 Hospitals
  • 8071 Dental and Medical Laboratories
  • 8099 Health Practitioners, Medical Services-not elsewhere classified

If you are also selling unrelated products, visit SIGIS IIAS for a list of eligible services, download this Health Spending Account list.

UBS is also pleased to announce nationwide Free Equipment program option.  Every merchant, whether you have a new business, existing business or reprogram has the option to receive a new Verifone, Hypercom or Nurit POS Terminal or a Wireless Handheld terminal.  In addition, free monthly supply of paper and ink.  This is perfect for your healthcare practice and eliminates the need to wait 30 minutes to reprogram terminals in the field because every merchant, existing or new, gets Free Terminal. The T4220/Vx510 are the latest generation of state-of-the-art POS terminals. The terminal has a built-in high-speed thermal printer, internal debit pin-pad, 14.4 modem, added memory, and is IP capable, smart card compatible and Visa PED compliant. 8320 terminal is the flagship of the Nurit line and was built to replace the Nurit 3020.   Your terminal is shipped by ground/air within 24 hours.

  1. Apply here for a Healthcare Merchant Account, select your option for Free Terminal
  2. Terminal is configured for HRA/FSA/HSA and shipped upon approval
  3. Power up the terminal and it's ready to use.
  4. Call Healthcare Technical Support if you still need help with your terminal.

What we need?
If you meet any of the above list of MCC codes, you just have let us know you need to be setup to accept FSA/HSA card, that is all we need to know.  You can use any terminals. If you are a pharmacist that is SIGIS Certified, please forward us the email of your SIGIS Certification to be setup.

Standard merchant over $5000 a month Industry Average   IC Plus Advantage IC Plus With  Free Terminal
Setup Fee $100 - $500   FREE FREE
Application Fee $95-$185 Non-Refundable   FREE FREE
Programming Fee $50 - $295   FREE FREE
Customer Service Fee $10.00 - $15.00   FREE FREE
Free eCheck program and collection service $10.00 - $15.00   FREE FREE
Transactions / Batch $0.22 - $0.35   +$0.15 / $0.20 +$0.15 / $0.35
Address Verification $0.05 - $0.10   N/A N/A
VISA/MC/Discover Rate (Regulated IC) * 1.05% - 1.90%   0.35% 0.35%
Passport Initial Term Commitment 3 years   0 year 0 year
Amex standard rates Varies   Direct with Amex Direct with Amex
FSA/HSA Healthcare Spending Cards No   Accepted Accepted
Service Fee with Statements $10.00 - $25.00   $9.95 a month $9.95 a month
Chargeback $15.00 - $25.00   $15 $15
Monthly Minimum $25   $25 Monthly Minimum. $25 Monthly Minimum.
Credit Card Terminal Offer No   Use Own or Purchase FREE (Click for Details)
Credit Card Terminal Monthly Paper Supplies * No   FREE FREE
Terminal Warrantee Plan Very Few   N/A $0
Internet Online Bill Payment (Authorize.net) $15 - $295   Optional Optional
Annual Membership Fee $10.00 - $25.00   No No
Real-time Application Very Few   Direct to bank with instant approval or feedback Direct to bank with instant approval or feedback
Approval Strict   99.9% including Startups 99.9% including Startups
  *Designated as part of the  Program to provide mutual social, economic and cultural benefit  
  Before You Begin Your Application:
Please make sure you have the following information available..
[ ] Business contact information (address, business phone number)
[ ] Owner/principal Names
[ ] US Business Federal Tax ID# (or SSN for Sole Proprietorship)
[ ] A check that tells you your routing & account number (for your sales deposit)
[ ] Provide an EMAIL address and you will receive a copy of your application. Check your email for status updates.

Leave the equipment blank if you do not know what to select. Technical Support will then contact you with some recommendations.

I Don't Need A Free Terminal

 Free Terminal Please

UBS Merchant Account Copyright (c) 2003. UBS an agent of Harbortouch Payments, LLC is a registered ISO/MSP of First National Bank of Omaha