PASSPORT Our Restaurant Merchant Services specialize in deploying and providing the lowest cost merchant services to restaurants.  Opening a new restaurant or staying competitive in the business is a major challenge, so we are keeping it simple, low cost and quick for you.

Discount rates are usually quoted with only the qualified rate by most processors. However, a educated merchant (which we want you to be), including most large merchant knows that the least expensive option is our Passport to Interchange Plus effective rate ~0.35% (read more..), at times known as the wholesale rate.  You can rest be assured that you will always receive the lowest rates regardless of when VISA/MC changes their nation-wide Interchange rates.

UBS is also pleased to announce the Free Equipment program option.  Every merchant, whether you have a new business, existing business or reprogram has the option to receive a new POS or Hypercom or Nurit POS Terminal or the a Wireless Handheld terminal.  This is perfect for your restaurant and eliminates the need to wait 30 minutes to reprogram terminals in the field because every merchant, existing or new, gets the latest Free Terminal. The touch-screen Point Of Sales (POS) system bundle is custom designed for hospitality management and is free; while we will invest in the hardware, you can focus on running your restaurant.   In addition, the most popular electronic cash register is free, with exclusive credit card processing technology to deliver the ultimate payment solution, completely free of charge!  A credit card terminal is just a credit card terminal, but a ECR manages the money, record sales, price lookup and now will process credit cards in a simple and efficient manner.  Your terminal is shipped by ground/air within 24 hours.

  1. Apply online to qualify for a Merchant Account, select your choice for a Free Terminal program
  2. Terminal is shipped upon approval
  3. Power up the terminal and it's ready to go.
  4. Call Restaurant Technical Support if you still need help.

To qualify for Interchange Plus, you must apply online and submit the needed supporting documents in a timely manner..

Merchant Account Industry Average   IC Plus Advantage IC Plus With  Free Terminal
Setup Fee $100 - $500   FREE FREE
Application Fee $95-$185 Non-Refundable   FREE FREE
Programming Fee $50 - $295   FREE FREE
Customer Service Fee $10.00 - $15.00   FREE FREE
Transactions $0.22 - $0.35   +$0.15 +$0.15
Evening Batch (on days with sale) $0.22 - $0.35   +$0.20 +$0.35
Address Verification $0.05 - $0.10   N/A N/A
VISA/MC/Discover Rate (Card Swipe Present) * 1.75% - 1.90%   Only + 0.3% (30 BPS) Only + 0.3% (30 BPS)
Amex US Standard rates Varies   Amex will call you Amex will call you
Service Fee with Statements $10.00 - $25.00   $9.95 a month $9.95 a month
Chargeback $15.00 - $25.00   $15 $15
Monthly Minimum $25   $25 Monthly Minimum. $25 Monthly Minimum.
Credit Card Terminal Offer No   Use Own or Purchase FREE (Click for Details)
Credit Card Terminal Monthly Paper Supplies No   FREE FREE
Terminal Warrantee Plan Very Few   N/A $0 a year
Virtual Internet Terminal Add On ( $15 - $295   Optional Optional
Passport Initial Term Commitment 3 years   3 years 3 years
Real-time Application Very Few   Direct to bank with instant approval or feedback Direct to bank with instant approval or feedback
Approval Strict   99.9% including Startups 99.9% including Startups
  *This special discount is an assistance program for the eCommunity and it's your gift!  
  Before You Begin Your Application:
Please make sure you have the following information available..
[ ] Business contact information (address, business phone number)
[ ] Owner/principal Names
[ ] US Business Federal Tax ID# (or SSN for Sole Proprietorship)
[ ] A check that tells you your routing & account number (for your sales deposit)
[ ] Provide an EMAIL address and you will receive a copy of your application. Check your email for status updates.

Leave the equipment blank if you do not know what to select. Technical Support will then contact you with some recommendations.

I Don't Need A Free Terminal

 Free Terminal Please

UBS Merchant Account Copyright (c) 2003. UBS an agent of Harbortouch Payments, LLC is a registered ISO/MSP of First National Bank of Omaha